{"id":3026,"date":"2022-08-24T10:27:45","date_gmt":"2022-08-24T02:27:45","guid":{"rendered":"https:\/\/xinglinshangwu.com\/?post_type=faq&#038;p=3026"},"modified":"2024-01-03T22:28:43","modified_gmt":"2024-01-03T14:28:43","slug":"car-second-loan","status":"publish","type":"faq","link":"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/","title":{"rendered":"\u6c7d\u8eca\u589e\u8cb8\u662f\u4ec0\u9ebc\uff1f\u5feb\u901f\u4e86\u89e3\u689d\u4ef6\u3001\u6d41\u7a0b\u3001\u98a8\u96aa\u653b\u7565"},"content":{"rendered":"\n<p>\u4e00\u822c\u6c7d\u8eca\u8cb8\u6b3e\u5e74\u9650\u5927\u7d043-7\u5e74\u4e4b\u9593\uff0c\u5728\u9019\u6bb5\u671f\u9593\uff0c\u96e3\u514d\u6703\u6709\u8cc7\u91d1\u9031\u8f49\u7684\u9700\u6c42\uff0c\u56e0\u6b64\u6c7d\u8eca\u589e\u8cb8\u5c31\u6210\u4e86\u4e00\u500b\u53ef\u4ee5\u8b93\u8cb8\u6b3e\u8eca\u53d6\u5f97\u8cc7\u91d1\u7684\u9078\u64c7\uff0c\u672c\u6587\u5206\u4eab\u6c7d\u8eca\u589e\u8cb8\u610f\u601d\u3001\u8eca\u8cb8\u589e\u8cb8\u689d\u4ef6\u3001\u5229\u7387\u3001\u6d41\u7a0b\u8207\u98a8\u96aa\u7b49\u76f8\u95dc\u77e5\u8b58\uff0c\u8b93\u8b80\u8005\u5168\u9762\u4e86\u89e3\u5f8c\uff0c\u4e26\u80fd\u9806\u5229\u53d6\u5f97\u5468\u8f49\u91d1\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_71 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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title=\"\u6c7d\u8eca\u589e\u8cb83\u5927\u512a\u52e2\">\u6c7d\u8eca\u589e\u8cb83\u5927\u512a\u52e2<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E7%94%B3%E8%BE%A6%E9%96%80%E6%AA%BB%E4%BD%8E\" title=\"\u7533\u8fa6\u9580\u6abb\u4f4e\">\u7533\u8fa6\u9580\u6abb\u4f4e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E9%A1%8D%E5%BA%A6%E9%AB%98\" title=\"\u6c7d\u8eca\u589e\u8cb8\u984d\u5ea6\u9ad8\">\u6c7d\u8eca\u589e\u8cb8\u984d\u5ea6\u9ad8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E5%8F%AF%E5%85%8D%E7%95%99%E8%BB%8A\" title=\"\u53ef\u514d\u7559\u8eca\">\u53ef\u514d\u7559\u8eca<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E5%A5%BD%E9%81%8E%E5%97%8E%EF%BC%9F4%E5%A4%A7%E6%A2%9D%E4%BB%B6%E5%BF%85%E7%9C%8B\" title=\"\u6c7d\u8eca\u589e\u8cb8\u597d\u904e\u55ce\uff1f4\u5927\u689d\u4ef6\u5fc5\u770b\">\u6c7d\u8eca\u589e\u8cb8\u597d\u904e\u55ce\uff1f4\u5927\u689d\u4ef6\u5fc5\u770b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E8%BB%8A%E8%B2%B8%E5%A2%9E%E8%B2%B8%E5%A6%82%E4%BD%95%E7%94%B3%E8%BE%A6%EF%BC%9F\" title=\"\u8eca\u8cb8\u589e\u8cb8\u5982\u4f55\u7533\u8fa6\uff1f\">\u8eca\u8cb8\u589e\u8cb8\u5982\u4f55\u7533\u8fa6\uff1f<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" 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href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E8%B3%87%E9%87%91%E6%92%A5%E6%AC%BE\" title=\"\u8cc7\u91d1\u64a5\u6b3e\">\u8cc7\u91d1\u64a5\u6b3e<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\" title=\"\u6c7d\u8eca\u589e\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f\">\u6c7d\u8eca\u589e\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E8%83%BD%E8%B2%B8%E5%A4%9A%E5%B0%91%EF%BC%9F\" title=\"\u6c7d\u8eca\u589e\u8cb8\u80fd\u8cb8\u591a\u5c11\uff1f\">\u6c7d\u8eca\u589e\u8cb8\u80fd\u8cb8\u591a\u5c11\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a 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title=\"\u6536\u8cbb\u540d\u76ee\u662f\u5426\u5408\u6cd5\">\u6536\u8cbb\u540d\u76ee\u662f\u5426\u5408\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%9C%88%E4%BB%98%E9%87%91%E6%98%AF%E5%90%A6%E5%90%88%E7%90%86\" title=\"\u6708\u4ed8\u91d1\u662f\u5426\u5408\u7406\">\u6708\u4ed8\u91d1\u662f\u5426\u5408\u7406<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8ptt%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u6c7d\u8eca\u589e\u8cb8ptt\u5e38\u898b\u554f\u984c\">\u6c7d\u8eca\u589e\u8cb8ptt\u5e38\u898b\u554f\u984c<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E6%9C%83%E9%9C%80%E8%A6%81%E4%BF%9D%E4%BA%BA%E5%97%8E%EF%BC%9F\" title=\"\u6c7d\u8eca\u589e\u8cb8\u6703\u9700\u8981\u4fdd\u4eba\u55ce\uff1f\">\u6c7d\u8eca\u589e\u8cb8\u6703\u9700\u8981\u4fdd\u4eba\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E5%89%9B%E8%B2%B8%E6%AC%BE%E7%9A%84%E6%B1%BD%E8%BB%8A%E9%82%84%E8%83%BD%E5%86%8D%E8%BE%A6%E7%90%86%E5%A2%9E%E8%B2%B8%E5%97%8E%EF%BC%9F\" title=\"\u525b\u8cb8\u6b3e\u7684\u6c7d\u8eca\u9084\u80fd\u518d\u8fa6\u7406\u589e\u8cb8\u55ce\uff1f\">\u525b\u8cb8\u6b3e\u7684\u6c7d\u8eca\u9084\u80fd\u518d\u8fa6\u7406\u589e\u8cb8\u55ce\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E6%8E%A8%E8%96%A6\" title=\"\u6c7d\u8eca\u589e\u8cb8\u63a8\u85a6\">\u6c7d\u8eca\u589e\u8cb8\u63a8\u85a6<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/xinglinshangwu.com\/faq\/car-second-loan\/#%E5%8F%B0%E4%B8%AD%E5%85%86%E8%B1%90%E7%95%B6%E8%88%96\" title=\"\u53f0\u4e2d\u5146\u8c50\u7576\u8216\">\u53f0\u4e2d\u5146\u8c50\u7576\u8216<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u662f\u4ec0\u9ebc\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u6307\u7684\u662f\u5728\u6c7d\u8eca\u5728\u9084\u6709\u6c7d\u8eca\u8cb8\u6b3e\u6642\uff0c\u56e0\u8eca\u4e3b\u6709\u8feb\u65bc\u8cc7\u91d1\u9700\u6c42\uff0c\u518d\u6b21\u5411\u539f\u8cb8\u6b3e\u6a5f\u69cb\u7533\u8fa6\u589e\u8cb8\uff0c\u4e5f\u5c31\u662f\u6700\u521d\u7533\u8fa6<a href='https:\/\/xinglinshangwu.com\/faq\/car-loan-quota\/'>\u6c7d\u8eca\u501f\u6b3e\u984d\u5ea6<\/a>\u70ba10\u842c\u5143\uff0c\u5982\u679c\u9084\u9700\u8981\u984d\u5916\u8cc7\u91d1\uff0c\u5373\u53ef\u63d0\u51fa\u6c7d\u8eca\u589e\u8cb8\u7684\u7533\u8acb\uff0c\u4e00\u822c\u53c8\u53ef\u7a31\u539f\u8eca\u589e\u8cb8\u3001\u6c7d\u8eca\u4e8c\u8cb8\u3001\u8eca\u8cb8\u589e\u8cb8\u7b49\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6c7d\u8eca\u589e\u8cb8\u5ef6\u4f38\u95b1\u8b80<\/p>\n<cite><a href=\"https:\/\/xinglinshangwu.com\/faq\/movable-property-loan\/\">\u6c7d\u8eca\u878d\u8cc7\u662f\u4ec0\u9ebc\uff1f\u501f\u8cb8\u7ba1\u9053\u3001\u5229\u7387\u3001\u984d\u5ea6\u3001\u6d41\u7a0b\u61f6\u4eba\u5305<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B83%E5%A4%A7%E5%84%AA%E5%8B%A2\"><\/span>\u6c7d\u8eca\u589e\u8cb83\u5927\u512a\u52e2<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u512a\u52e2\u6709\u8a31\u591a\uff0c\u4e3b\u8981\u70ba\u4ee5\u4e0b3\u9ede\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%94%B3%E8%BE%A6%E9%96%80%E6%AA%BB%E4%BD%8E\"><\/span>\u7533\u8fa6\u9580\u6abb\u4f4e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8eca\u8cb8\u589e\u8cb8\u7528\u6c7d\u8eca\u505a\u62b5\u62bc\uff0c\u901a\u5e38\u627f\u8fa6\u6a5f\u69cb\u4e0d\u6703\u8abf\u501f\u6b3e\u4eba\u806f\u5fb5\u5831\u544a\uff0c\u56e0\u6b64\u4e0d\u6703\u589e\u52a0\u7533\u8cb8\u4eba\u7684\u806f\u5fb5\u6b21\u6578\u8207\u5206\u6578\uff0c\u6240\u4ee5\u6bd4\u8d77\u4fe1\u7528\u8cb8\u6b3e\u9084\u8981\u5bb9\u6613\u5be9\u6838\u904e\u4ef6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E9%A1%8D%E5%BA%A6%E9%AB%98\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u984d\u5ea6\u9ad8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u7372\u53d6\u7684\u91d1\u984d\uff0c\u6bd4\u8d77\u6a5f\u8eca\u501f\u6b3e\u6216\u662f\u5176\u4ed6<a href=\"https:\/\/xinglinshangwu.com\/tch-small-loan\/\">\u5c0f\u984d\u501f\u6b3e<\/a>\u90fd\u4f86\u5f97\u9ad8\uff0c\u5982\u679c\u8eca\u6cc1\u597d\u3001\u8eca\u9f61\u65b0\uff0c\u9084\u6709\u6a5f\u6703\u501f\u5230\u8f03\u9ad8\u984d\u5ea6\uff0c\u6709\u8f03\u5927\u7684\u8cc7\u91d1\u5468\u8f49\u7a7a\u9593\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%8F%AF%E5%85%8D%E7%95%99%E8%BB%8A\"><\/span>\u53ef\u514d\u7559\u8eca<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u501f\u6b3e\u4eba\u6709\u7b26\u5408<a href=\"https:\/\/xinglinshangwu.com\/keep-car-loan\/\">\u514d\u7559\u8eca<\/a>\u689d\u4ef6\uff0c\u8eca\u8cb8\u589e\u8cb8\u9084\u662f\u80fd\u7e7c\u7e8c\u4f7f\u7528\u6c7d\u8eca\uff0c\u5c0d\u8cb8\u6b3e\u4eba\u7684\u751f\u6d3b\u7a0b\u5ea6\u5f71\u97ff\u8f03\u5c0f\u3002<\/p>\n\n\n\n<p>\u82e5\u6709\u77ed\u671f\u8cc7\u91d1\u7684\u9700\u6c42\uff0c\u53f0\u4e2d\u5146\u8c50\u7576\u8216\u5efa\u8b70\u6709\u8eca\u4e00\u65cf\u4e0d\u59a8\u4f7f\u7528\u6c7d\u8eca\u589e\u8cb8\u5275\u9020\u8cc7\u91d1\u6d41\uff0c\u52a0\u4e0a\u6c7d\u8eca\u589e\u8cb8\u7533\u8acb\u689d\u4ef6\u7c21\u55ae\uff0c\u6e96\u5099\u8cc7\u6599\u6bd4\u8d77\u623f\u8cb8\u9084\u8981\u4f86\u5f97\u7c21\u55ae\u4e0d\u7e41\u7463\uff0c\u53ea\u8981\u540d\u4e0b\u6709\u8eca\u5c31\u53ef\u4ee5\u63d0\u51fa\u7533\u8acb\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"940\" height=\"788\" src=\"https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2023\/03\/\u6c7d\u8eca\u589e\u8cb8\u512a\u52e23.jpg\" alt=\"\u6c7d\u8eca\u589e\u8cb8\u8207\u589e\u8cb8\u7279\u8272\" class=\"wp-image-6420\" srcset=\"https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2023\/03\/\u6c7d\u8eca\u589e\u8cb8\u512a\u52e23.jpg 940w, https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2023\/03\/\u6c7d\u8eca\u589e\u8cb8\u512a\u52e23-300x251.jpg 300w, https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2023\/03\/\u6c7d\u8eca\u589e\u8cb8\u512a\u52e23-768x644.jpg 768w\" sizes=\"(max-width: 940px) 100vw, 940px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E5%A5%BD%E9%81%8E%E5%97%8E%EF%BC%9F4%E5%A4%A7%E6%A2%9D%E4%BB%B6%E5%BF%85%E7%9C%8B\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u597d\u904e\u55ce\uff1f4\u5927\u689d\u4ef6\u5fc5\u770b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u5728\u4e0d\u540c\u501f\u8cb8\u6a5f\u69cb\u8981\u6c42\u689d\u4ef6\u96e3\u6613\u5ea6\u4e0d\u540c\uff0c\u4e00\u822c\u9280\u884c\u8eca\u8cb8\u589e\u8cb8\u8981\u6c42\u689d\u4ef6\u8f03\u70ba\u56b4\u683c\uff0c\u7576\u8216\u6c7d\u8eca\u589e\u8cb8\u689d\u4ef6\u5bec\u9b06\uff0c\u57fa\u672c\u4e0a\u904e\u4ef6\u7387\u53ef\u905480%\uff0c\u57fa\u672c\u7684\u6c7d\u8eca\u589e\u8cb8\u689d\u4ef6\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ol>\n<li>\u5e74\u9f61\u9650\u5236\uff1a\u501f\u6b3e\u4eba\u5e74\u9f61\u8981\u6eff18\u6b72\u4ee5\u4e0a\uff0c\u90e8\u5206\u6a5f\u69cb\u6703\u6709\u9650\u5236\u5e74\u9f61\u4e0a\u9650\u70ba65\u6b72\uff0c<\/li>\n\n\n\n<li>\u6c7d\u8eca\u8eca\u4e3b\uff1a\u696d\u8005\u6703\u8981\u6c42\u51fa\u793a\u884c\u7167\u78ba\u8a8d\u662f\u5426\u70ba\u5408\u6cd5\u767b\u8a18\u7684\u8eca\u4e3b\uff0c\u975e\u8eca\u4e3b\u8eab\u5206\u662f\u7121\u6cd5\u7528\u8eca\u501f\u9322\u3002<\/li>\n\n\n\n<li>\u64d4\u4fdd\u54c1\u50f9\u503c\uff1a\u6c7d\u8eca\u589e\u8cb8\u689d\u4ef6\u6700\u91cd\u8981\u7684\u662f\u6c7d\u8eca\u5fc5\u9808\u8981\u6709\u8cb8\u6b3e\u7a7a\u9593\uff0c\u4e26\u4e14\u6c92\u6709\u6b20\u7e73\u7684\u7f70\u55ae\u8207\u7a05\u52d9\u3002<\/li>\n\n\n\n<li>\u52a0\u5206\u689d\u4ef6\uff1a\u501f\u6b3e\u4eba\u82e5\u6709\u5177\u5099\u9084\u6b3e\u80fd\u529b\uff0c\u5982\uff1a\u6709\u7a69\u5b9a\u5de5\u4f5c\u3001\u6536\u5165\u7b49\uff0c\u6709\u52a9\u65bc\u5be9\u6838\u904e\u4ef6\u7387\uff0c\u9280\u884c\u6c7d\u8eca\u589e\u8cb8\u662f\u70ba\u5fc5\u8981\u689d\u4ef6\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%BB%8A%E8%B2%B8%E5%A2%9E%E8%B2%B8%E5%A6%82%E4%BD%95%E7%94%B3%E8%BE%A6%EF%BC%9F\"><\/span>\u8eca\u8cb8\u589e\u8cb8\u5982\u4f55\u7533\u8fa6\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8eca\u8cb8\u589e\u8cb8\u6d41\u7a0b\u4e00\u822c\u4f86\u8aaa\u53ea\u9700\u89811-5\u5929\u7684\u5de5\u4f5c\u5929\u5373\u53ef\u53d6\u5f97\u8cc7\u91d1\uff0c\u901a\u5e38\u6703\u6709\u4ee5\u4e0b4\u6b65\u9a5f\uff1a<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%AB%AE%E8%A9%A2%E4%B8%A6%E6%BA%96%E5%82%99%E8%BB%8A%E8%B2%B8%E5%A2%9E%E8%B2%B8%E8%B3%87%E6%96%99\"><\/span>\u8aee\u8a62\u4e26\u6e96\u5099\u8eca\u8cb8\u589e\u8cb8\u8cc7\u6599<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4f9d\u7167\u500b\u4eba\u589e\u8cb8\u9700\u6c42\u5411\u539f\u8cb8\u6b3e\u6a5f\u69cb\u8aee\u8a62\uff0c\u5728\u78ba\u8a8d\u81ea\u8eab\u689d\u4ef6\u7b26\u5408\u53ca\u78ba\u8a8d\u8eca\u8cb8\u589e\u8cb8\u8cc7\u6599\u662f\u5426\u6709\u9f4a\u5168\uff0c\u5373\u53ef\u63d0\u51fa\u7533\u8acb\u3002<\/p>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u6240\u9700\u8cc7\u6599\u5982\u4e0b\uff1a<\/p>\n\n\n\n<ol>\n<li>\u7533\u8acb\u4eba\u8eab\u5206\u8b49<\/li>\n\n\n\n<li>\u7b2c\u4e8c\u8b49\u4ef6\uff1a\u5065\u4fdd\u5361\u6216\u99d5\u7167\u64c7\u4e00<\/li>\n\n\n\n<li>\u6c7d\u8eca\u884c\u8eca\u57f7\u7167\uff0c\u78ba\u8a8d\u8eca\u4e3b\u8eab\u5206<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u64a5\u6b3e\u5b58\u647a\u5c01\u9762\u5f71\u672c<\/li>\n\n\n\n<li>\u539f\u8eca\u8cb8\u6b3e\u7e73\u6b3e\u7d00\u9304<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%AF%A9%E6%A0%B8%E5%8F%8A%E6%B1%BD%E8%BB%8A%E9%91%91%E5%83%B9\"><\/span>\u5be9\u6838\u53ca\u6c7d\u8eca\u9451\u50f9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8cb8\u6b3e\u516c\u53f8\u6703\u4f9d\u6c7d\u8eca\u76ee\u524d\u7684\u5e02\u5834\u50f9\u503c\u8207\u501f\u6b3e\u4eba\u689d\u4ef6\u9451\u50f9\uff0c\u6838\u7b97\u6c7d\u8eca\u53ef\u589e\u8cb8\u984d\u5ea6\u3001\u8eca\u8cb8\u589e\u8cb8\u5229\u7387\u53ca\u9084\u6b3e\u65b9\u5f0f\u7b49\u65b9\u6848\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B0%BD%E7%B4%84%E5%B0%8D%E4%BF%9D\"><\/span>\u7c3d\u7d04\u5c0d\u4fdd<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5be9\u6838\u7d50\u679c\u51fa\u4f86\u5f8c\uff0c\u5c08\u54e1\u5411\u501f\u6b3e\u4eba\u8a73\u7d30\u8aaa\u660e\uff0c\u5728\u501f\u6b3e\u4eba\u78ba\u8a8d\u5408\u7d04\u6c92\u554f\u984c\u5f8c\uff0c\u96d9\u65b9\u9032\u884c\u7c3d\u7d04\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B3%87%E9%87%91%E6%92%A5%E6%AC%BE\"><\/span>\u8cc7\u91d1\u64a5\u6b3e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u624b\u7e8c\u5b8c\u6210\u5f8c\uff0c\u6703\u5b89\u6392\u8cc7\u91d1\u64a5\u81f3\u501f\u6b3e\u4eba\u5e33\u6236\u4e2d\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E5%88%A9%E7%8E%87%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u5229\u7387\u600e\u9ebc\u7b97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u5229\u7387\u6703\u6839\u64da\u7533\u8acb\u8005\u81ea\u8eab\u689d\u4ef6\u8a55\u4f30\u9069\u5207\u7684\u8cb8\u6b3e\u5229\u7387\uff0c\u4ee5\u53f0\u4e2d\u5146\u8c50\u7576\u8216\u70ba\u4f8b\uff0c\u6c7d\u8eca\u589e\u8cb8<strong>\u6708\u5229\u7387\u6700\u9ad8\u70ba2.5%\uff0c\u5e74\u5229\u7387\u6700\u9ad8\u70ba30%\uff0c\u7b26\u5408\u7576\u8216\u696d\u6cd5\u6cd5\u898f\u6240\u8a02\u7684\u898f\u7bc4<\/strong>\uff0c\u800c\u7576\u92ea\u6c7d\u8eca\u589e\u8cb8\u5229\u606f\u662f\u4e00\u500b\u6708\u7e73\u4e00\u6b21\uff0c\u4e14\u53ef\u6839\u64da\u501f\u6b3e\u4eba\u72c0\u6cc1\u8abf\u964d\u5229\u7387\u3002<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"640\" height=\"426\" data-id=\"3052\" src=\"https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2022\/08\/pexels-rodnae-productions-7821688.jpg\" alt=\"\u6c7d\u8eca\u589e\u8cb8\u5229\u7387\" class=\"wp-image-3052\" srcset=\"https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2022\/08\/pexels-rodnae-productions-7821688.jpg 640w, https:\/\/xinglinshangwu.com\/wp-content\/uploads\/2022\/08\/pexels-rodnae-productions-7821688-300x200.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><figcaption class=\"wp-element-caption\">\u6c7d\u8eca\u589e\u8cb8\u5229\u7387<\/figcaption><\/figure>\n<\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6c7d\u8eca\u589e\u8cb8\u5ef6\u4f38\u95b1\u8b80<\/p>\n<cite><a href=\"https:\/\/xinglinshangwu.com\/faq\/car-increase-interest-rate\/\">\u6c7d\u8eca\u589e\u8cb8\u8a66\u7b97\u5229\u7387\u3001\u984d\u5ea6\u6bd4\u8f03\uff0c4\u500b\u6c7d\u8eca\u589e\u8cb8\u8a66\u7b97\u56e0\u7d20<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E8%83%BD%E8%B2%B8%E5%A4%9A%E5%B0%91%EF%BC%9F\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u80fd\u8cb8\u591a\u5c11\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8eca\u589e\u8cb8\u662f\u5728\u8eca\u5b50\u9084\u6709\u8cb8\u6b3e\u7684\u60c5\u6cc1\u4e0b\uff0c\u518d\u6b21\u7528\u6c7d\u8eca\u589e\u52a0\u8cb8\u6b3e\uff0c\u6240\u4ee5\u5728<strong>\u6c7d\u8eca\u589e\u8cb8\u8a66\u7b97\u984d\u5ea6\u6703\u53d7\u5230\u539f\u8eca\u8cb8\u6b3e\u5df2\u7e73\u91d1\u984d\u3001\u6c7d\u8eca\u73fe\u503c\u8207\u7533\u8acb\u8005\u7684\u8ca1<\/strong>\u52d9\u72c0\u6cc1\u7684\u5f71\u97ff\uff0c\u4e00\u822c\u4f86\u8aaa\uff0c\u53ef\u589e\u8cb8\u91d1\u984d\u6703\u662f\u8eca\u50f980%-100%\uff0c\u6839\u64da\u627f\u8cb8\u696d\u8005\u6240\u63d0\u4f9b\u7684\u6210\u6578\u7565\u6709\u5dee\u7570\uff0c\u76ee\u524d\u6700\u9ad8\u751a\u81f3\u53ef\u4ee5\u8cb8\u5230\u8eca\u50f9200%\uff0c\u5be6\u969b\u9084\u662f\u8981\u73fe\u5834\u8a66\u7b97\u6700\u6e96\u78ba\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u6c7d\u8eca\u589e\u8cb8\u5ef6\u4f38\u95b1\u8b80<\/p>\n<cite><a href=\"https:\/\/xinglinshangwu.com\/faq\/car-loan-quota\/\">\u6c7d\u8eca\u501f\u6b3e\u984d\u5ea6\u6709\u591a\u5c11\uff1f3\u500b\u5f71\u97ff\u6c7d\u8eca\u8cb8\u6b3e\u984d\u5ea6\u56e0\u7d20<\/a><\/cite><\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BB%8A%E5%A2%9E%E8%B2%B8%E9%A2%A8%E9%9A%AA%E8%A6%81%E6%B3%A8%E6%84%8F\"><\/span>\u6c7d\u8eca\u589e\u8cb8\u98a8\u96aa\u8981\u6ce8\u610f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53ea\u8981\u662f\u501f\u6b3e\u5c31\u6703\u6709\u98a8\u96aa\u5b58\u5728\uff0c\u56e0\u6b64\u7121\u8ad6\u662f\u627e\u54ea\u5bb6\u8cb8\u6b3e\u516c\u53f8\u8fa6\u7406\u6c7d\u8eca\u589e\u8cb8\uff0c\u52d9\u5fc5\u5148\u77ad\u89e3\u6c7d\u8eca\u589e\u8cb8\u98a8\u96aa\uff0c\u624d\u53ef\u907f\u514d\u8aa4\u89f8<a href='https:\/\/xinglinshangwu.com\/faq\/car-loan-traps\/'>\u6c7d\u8eca\u501f\u6b3e\u9677\u9631<\/a>\uff0c\u4ee5\u4e0b\u6574\u7406\u5e38\u898b\u7684\u6c7d\u8eca\u589e\u8cb8\u98a8\u96aa\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AE%A1%E9%81%93%E6%98%AF%E5%90%A6%E5%90%88%E6%B3%95%E7%AB%8B%E6%A1%88\"><\/span>\u7ba1\u9053\u662f\u5426\u5408\u6cd5\u7acb\u6848<span 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href=\"https:\/\/www.google.com.tw\/maps\/place\/%E5%8F%B0%E4%B8%AD%E5%B8%82%E5%85%86%E8%B1%90%E7%95%B6%E8%88%96%2F%E5%8F%B0%E4%B8%AD%E6%B1%BD%E8%BB%8A%E5%80%9F%E6%AC%BE%2F%E5%8F%B0%E4%B8%AD%E6%A9%9F%E8%BB%8A%E5%80%9F%E6%AC%BE%2F%E5%85%8D%E7%95%99%E8%BB%8A(%E8%90%AC%E5%AE%A2%E4%BB%80%E9%8D%8B%E5%B0%8D%E9%9D%A2)%2F%E5%88%86%E6%9C%9F%E8%BB%8A%E5%8F%AF%E5%80%9F%2F%E5%8F%B0%E4%B8%AD%E5%B8%82%E7%95%B6%E9%8B%AA%2F%E4%BB%A3%E8%BE%A6%E6%88%BF%E5%B1%8B%E5%9C%9F%E5%9C%B0%E4%B8%80%E4%BA%8C%E8%83%8E%E5%80%9F%E8%B2%B8%2F%E9%87%91%E9%A3%BE%E9%91%BD%E9%8C%B6%E5%85%B8%E7%95%B6%E5%80%9F%E9%8C%A2\/@24.1637842,120.6851889,17z\/data=!3m1!4b1!4m5!3m4!1s0x346917df1256431d:0x8ed3cb929e5e7c07!8m2!3d24.1637842!4d120.6851889?hl=zh-TW\" target=\"_blank\" rel=\"nofollow noopener\">\u53f0\u4e2d\u5e02\u5317\u5340\u5d07\u5fb7\u8def\u4e00\u6bb5472\u865f<\/a><\/li>\n\n\n\n<li>\u5b98\u7db2\uff1a<a href=\"https:\/\/xinglinshangwu.com\/\">https:\/\/xinglinshangwu.com\/<\/a><\/li>\n<\/ul>\n\n\n\n<script 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